[et_pb_section fb_built="1" admin_label="PAGE HEADER" _builder_version="4.25.2" background_enable_color="off" max_width="100%" module_alignment="center" custom_padding="0px||0px|" filter_hue_rotate="359deg" global_colors_info="{}"][et_pb_row column_padding_mobile="on" _builder_version="4.25.2" background_size="initial" background_position="top_left" background_repeat="repeat" width="100%" custom_padding="10px||4px||false|false" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.25.2" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_slider _builder_version="4.27.0" _module_preset="default" max_width="100%" custom_margin="-13px||-6px||false|false" custom_padding="0px|0px|0px|0px|false|false" global_colors_info="{}"][et_pb_slide heading="Your medical plan options" _builder_version="4.27.0" _module_preset="default" header_font="Arial|600|||||||" background_enable_color="off" background_image="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/medical.jpg" background_enable_image="on" text_orientation="left" custom_padding="200px||50px||false|false" global_colors_info="{}" sticky_transition="on"][/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" module_class="ksec-trans" _builder_version="4.16" global_colors_info="{}"][et_pb_row use_custom_gutter="on" gutter_width="1" make_equal="on" module_class=" et_pb_row_fullwidth" _builder_version="4.25.2" background_color="#ededed" width="100%" width_tablet="100%" width_phone="" width_last_edited="on|desktop" max_width="100%" max_width_tablet="100%" max_width_phone="" max_width_last_edited="on|desktop" make_fullwidth="on" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.25.2" background_enable_image="off" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text Content" _builder_version="4.27.0" custom_margin="-50px||-50px||false|false" global_colors_info="{}"]<p>Banner Health offers <strong>three</strong> medical plan options through Banner|Aetna. All of Banner’s medical plan options offer <strong><a href="#level-of-coverage">three levels of coverage*</a></strong> based on the network you choose, plus <strong><a href="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/pharmacy/" target="_blank" rel="noopener">pharmacy benefits</a></strong>. T<span>he chart below reflects Banner Network (max savings tier) level of coverage.</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" module_class="kmod2" _builder_version="4.16" background_color="#ffffff" border_color_all="#e6e7e8" global_colors_info="{}"][et_pb_row column_structure="3_4,1_4" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="3_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.27.0" _module_preset="default" text_font="|700|||||||" text_text_color="#3575ad" text_font_size="18px" text_line_height="1.2em" global_colors_info="{}"]<p>Banner Health Network coverage highlights are shown here. Please review the chart below to understand the coverage offered under each Banner medical plan.</p>[/et_pb_text][et_pb_code _builder_version="4.25.2" _module_preset="default" global_colors_info="{}"][ninja_tables id="5949"][/et_pb_code][et_pb_text _builder_version="4.27.0" _module_preset="default" global_colors_info="{}"]<h6>*Out-of-area Premier Plan has two levels of coverage, see below to learn more.</h6>
<h6>**The coinsurance is after deductible on both Value and Premier for all services except preventive care.</h6>[/et_pb_text][et_pb_button button_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/health-management/" button_text="Programs to help Manage Your Health Care" button_alignment="center" _builder_version="4.27.0" _module_preset="default" custom_button="on" button_text_size="14px" button_text_color="#FFFFFF" button_bg_color="#0977b3" button_border_width="2px" button_border_radius="20px" button_font="|700|||||||" custom_css_main_element="width: 100%;" global_colors_info="{}"][/et_pb_button][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_button button_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&action=wpfd&task=file.download&wpfd_category_id=15&wpfd_file_id=7312&token=&preview=1" url_new_window="on" button_text="Team Member Premiums" button_alignment="center" _builder_version="4.27.0" _module_preset="default" custom_button="on" button_text_size="14px" button_text_color="#FFFFFF" button_bg_color="#e6863e" button_border_width="2px" button_border_radius="20px" button_font="|700|||||||" custom_css_main_element="width: 100%;" global_colors_info="{}"][/et_pb_button][et_pb_button button_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&action=wpfd&task=file.download&wpfd_category_id=14&wpfd_file_id=7473&token=&preview=1" url_new_window="on" button_text="Resident & Fellow Benefit Overview" button_alignment="center" _builder_version="4.27.0" _module_preset="default" custom_button="on" button_text_size="14px" button_text_color="#FFFFFF" button_bg_color="#e6863e" button_border_width="2px" button_border_radius="20px" button_font="|700|||||||" custom_css_main_element="width: 100%;" global_colors_info="{}"][/et_pb_button][et_pb_text _builder_version="4.27.0" _module_preset="default" global_colors_info="{}"]<hr>[/et_pb_text][et_pb_text _builder_version="4.25.2" _module_preset="default" text_font="|700|||||||" text_text_color="#3575ad" text_font_size="18px" text_line_height="1.2em" global_colors_info="{}"]<p>Banner Health Network coverage highlights are shown here. For complete plan details, click the buttons below.</p>[/et_pb_text][et_pb_text admin_label="HDHP at a Glance" _builder_version="4.27.0" text_font="||||||||" ul_font="||||||||" ul_text_color="#ffffff" background_color="#3576ae" custom_padding="14px|15px|2px|22px" link_option_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&action=wpfd&task=file.download&wpfd_category_id=31&wpfd_file_id=7624&token=c814bcfa0ea85f635069f6477883515c&preview=1" link_option_url_new_window="on" border_radii="on|12px|12px|12px|12px" global_colors_info="{}"]<h4 style="text-align: center;"><strong><span style="color: #ffffff;">Value Plan SBC</span></strong></h4>[/et_pb_text][et_pb_text admin_label="HDHP at a Glance" _builder_version="4.27.0" text_font="||||||||" ul_font="||||||||" ul_text_color="#ffffff" background_color="#3576ae" custom_padding="14px|15px|2px|22px" link_option_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&action=wpfd&task=file.download&wpfd_category_id=30&wpfd_file_id=7623&token=c814bcfa0ea85f635069f6477883515c&preview=1" link_option_url_new_window="on" border_radii="on|12px|12px|12px|12px" global_colors_info="{}"]<h4 style="text-align: center;"><strong><span style="color: #ffffff;">Premier Plan SBC</span></strong></h4>[/et_pb_text][et_pb_text admin_label="HDHP at a Glance" _builder_version="4.27.0" text_font="||||||||" ul_font="||||||||" ul_text_color="#ffffff" background_color="#3576ae" custom_padding="14px|15px|2px|22px" link_option_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&action=wpfd&task=file.download&wpfd_category_id=29&wpfd_file_id=7621&token=c814bcfa0ea85f635069f6477883515c&preview=1" link_option_url_new_window="on" border_radii="on|12px|12px|12px|12px" global_colors_info="{}"]<h4 style="text-align: center;"><strong><span style="color: #ffffff;">Choice Plan SBC</span></strong></h4>[/et_pb_text][et_pb_button button_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/hdhp-and-hsa/" button_text="How Your Medical Plan and the HSA Work Together" button_alignment="center" _builder_version="4.27.0" _module_preset="default" custom_button="on" button_text_size="14px" button_text_color="#FFFFFF" button_bg_color="#90bb39" button_border_width="2px" button_border_radius="20px" button_font="|700|||||||" custom_css_main_element="width: 100%;" global_colors_info="{}" button_text_color__hover_enabled="on|desktop" button_bg_color__hover_enabled="on|hover" button_bg_color__hover="#a8ce5c" button_bg_enable_color__hover="on" button_text_color__hover="#FFFFFF"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" module_class="kmod2" _builder_version="4.16" background_color="#ffffff" border_color_all="#e6e7e8" global_colors_info="{}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Working Spouse Surcharge Policy" module_id="working-spouse-surcharge" _builder_version="4.27.0" text_text_color="#000000" background_layout="dark" custom_padding="18px|||||" global_colors_info="{}"]<h1><span style="color: #002a4e;">Out-of-area Premier Plan option</span></h1>
<p>To support our team members who live outside AZ, WY, NE and CO, <span>we provide</span> an out-of-area medical plan option to ensure all team members receive the Banner Health Network benefits for more savings. This plan option mirrors the Premier Plan, with Aetna network providers covered at the same levels as Banner Health Network providers, as shown below. Out-of-network coverage is also available.</p>[/et_pb_text][et_pb_button button_url="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&action=wpfd&task=file.download&wpfd_category_id=30&wpfd_file_id=7622&token=c814bcfa0ea85f635069f6477883515c&preview=1" button_text="2025 Premier Out-of-Area SBC" button_alignment="center" _builder_version="4.27.0" _module_preset="default" custom_button="on" button_text_size="14px" button_text_color="#FFFFFF" button_bg_color="#0977b3" button_border_width="2px" button_border_radius="20px" button_font="|700|||||||" custom_css_main_element="width: 100%;" global_colors_info="{}"][/et_pb_button][/et_pb_column][et_pb_column type="1_2" _builder_version="4.23.4" _module_preset="default" global_colors_info="{}"][et_pb_text admin_label="Medical Chart PNG" module_id="working-spouse-surcharge" _builder_version="4.25.2" header_font="||||||||" background_layout="dark" z_index_tablet="500" global_colors_info="{}"][ninja_tables id="5954"][/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" module_class="kmod2" _builder_version="4.25.2" background_color="#ededed" border_color_all="#ededed" global_colors_info="{}"][et_pb_row _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_slider _builder_version="4.27.0" _module_preset="default" custom_margin="0px||0px||false|false" custom_padding="45px||45px||false|false" border_radii="on|20px|20px|20px|20px" global_colors_info="{}"][et_pb_slide heading="Embedded deductible" _builder_version="4.27.0" _module_preset="default" background_color="#e6863e" background_enable_color="on" custom_button="on" global_colors_info="{}" sticky_transition="on"]<p>The Banner Value Plan has a deductible of $6,000 for any tier beyond single coverage, with an embedded deductible of $3,300 for plan year 2025. Once somebody in the family meets his or her individual deductible, the plan will pay coinsurance for that person ONLY. Your family deductible is met when a combination of these individual deductibles reaches the family deductible amount.</p>
<p>&nbsp;</p>
<p>For example, Vijay and his spouse Raji, are enrolled in the Value Family Plan. In April, Vijay reaches the embedded deductible amount of $3,300, so the plan begins to pay coinsurance for any additional claims he may have until the out-of-pocket maximum is met or the plan year ends. In September of the same year, Raji reaches the remaining deductible of $2,700 ($6,000-$3,300), so the plan begins paying coinsurance for her claims through the end of the plan year as well.</p>[/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" module_id="level-of-coverage" module_class="kmod2" _builder_version="4.27.0" background_color="#FFFFFF" border_color_all="RGBA(255,255,255,0)" global_colors_info="{}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Working Spouse Surcharge Policy" module_id="working-spouse-surcharge" _builder_version="4.27.0" text_text_color="#000000" background_layout="dark" custom_padding="0px||||false|false" global_colors_info="{}"]<h1><span style="color: #002a4e;">Understanding network tiers</span></h1>
<p>You work for a health care organization, so it makes sense you’d get a discount on health care. Choosing Banner Health physicians, pharmacies and other facilities provides quality care for you and your family and supports the organization that supports you. Plus, you save money through lower copays or coinsurance. Here’s a look at the three levels of coverage available through the different network tiers.</p>
<p>&nbsp;</p>
<p><strong>» Banner Health Network <span>(max savings)</span>:</strong> You will receive the most coverage at the lowest cost under the plan using the Banner Health Network with Banner Health providers.</p>
<p>&nbsp;</p>
<p><strong>» Aetna national network <span>(standard savings)</span>:</strong> You can get care from Aetna network providers at a higher cost share than you would pay in the Banner Health Network. Wherever you are in the country, you’ll be able to find many excellent in-network options.</p>
<p><strong>» Out of network: </strong>You are free to go to any provider you choose, but if you choose a provider that is not contracted under the Banner Health or Aetna networks, your deductible and coinsurance will be higher, as these are out of network. Out-of-network claims are paid on a Medicare-based fee schedule.</p>
<p><strong>» Non-Banner Area:</strong> If you live outside a city/state where a Banner facility is located, you will (most likely) be utilizing the Aetna national network, or Tier 2 coverage. Reach out to the Banner Concierge if you have questions about the best network tier for you.</p>[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.23.4" _module_preset="default" global_colors_info="{}"][et_pb_text admin_label="Medical Chart PNG" module_id="working-spouse-surcharge" _builder_version="4.25.2" header_font="||||||||" background_layout="dark" z_index_tablet="500" global_colors_info="{}"][ninja_tables id="5959"][/et_pb_text][et_pb_slider _builder_version="4.27.0" _module_preset="default" custom_margin="0px||||false|false" custom_padding="20px||20px||false|false" border_radii="on|20px|20px|20px|20px" global_colors_info="{}"][et_pb_slide heading="Stay in network to avoid balance billing." _builder_version="4.27.0" _module_preset="default" global_colors_info="{}" sticky_transition="on"]<p>Out-of-network claims could expose you to balance billing, which is when a provider bills you for the difference between the provider’s charge and the allowed amount.</p>[/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.27.0" _module_preset="default" global_colors_info="{}" disabled_on="on|on|on" disabled="on"][et_pb_column type="4_4" _builder_version="4.27.0" _module_preset="default" global_colors_info="{}"][et_pb_accordion db_closeable="on" open_toggle_background_color="#FFFFFF" closed_toggle_text_color="#000000" closed_toggle_background_color="#FFFFFF" icon_color="#78b956" module_class="my_accordion" _builder_version="4.27.0" _module_preset="default" border_radii="on|20px|20px|20px|20px" global_colors_info="{}"][et_pb_accordion_item title="Clue #3" open="on" open_toggle_text_color="#78b956" closed_toggle_text_color="#78b956" _builder_version="4.27.0" _module_preset="default" border_width_all="2px" border_color_all="#78b956" global_colors_info="{}" toggle_text_color="#78b956" toggle_font="|700|||||||" closed_toggle_font="|700|||||||"]<p style="text-align: center;"><iframe frameborder="0" width="560" height="295" src="https://biteable.com/watch/embed/4270460/c7f244a29b9e94350f934460609911f7" allowfullscreen="true" allow="autoplay"></iframe></p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" module_class="kmod2" _builder_version="4.25.2" background_color="#efefef" border_color_all="#e6e7e8" global_colors_info="{}"][et_pb_row _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Working Spouse Surcharge Policy" module_id="working-spouse-surcharge" _builder_version="4.27.0" text_text_color="#000000" background_layout="dark" custom_padding="0px||||false|false" global_colors_info="{}"]<h1 style="text-align: center;"><strong><span style="color: #002a4e;">Choosing the right health plan</span></strong></h1>
<p>When choosing a plan, first think about your health care usage and needs. Then use our decision tool, <strong><a href="https://start.myalex.com/bannerhealth/" target="_blank" rel="noopener">Ask ALEX</a></strong>, to review the plans and make the best choice for you and your family.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_3,1_3,1_3" module_class="my_accordion" _builder_version="4.25.2" background_size="initial" background_position="top_left" background_repeat="repeat" custom_margin="-21px||||false|false" custom_css_free_form="h5.et_pb_toggle_title {||    padding: 0 !important;||    text-align: center !important;||}" global_colors_info="{}"][et_pb_column type="1_3" _builder_version="4.25.2" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_accordion db_closeable="on" db_initial_state="all_closed" open_toggle_text_color="#002a4e" open_toggle_background_color="#FFFFFF" closed_toggle_text_color="#002a4e" toggle_icon="&#x50;||divi||400" icon_color="#002a4e" admin_label="Mark and Jane" module_class="my_accordion" _builder_version="4.27.0" _module_preset="default" toggle_text_color="#002a4e" custom_css_free_form="h5.et_pb_toggle_title {||    padding: 0 !important;||    text-align: center !important;||}" border_radii="on|20px|20px|20px|20px" global_colors_info="{}"][et_pb_accordion_item title="SCENARIO 1: Chloe" open="on" open_toggle_background_color="#FFFFFF" closed_toggle_background_color="#FFFFFF" icon_color="#002a4e" toggle_icon="&#x50;||divi||400" open_icon_color="#002a4e" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" text_orientation="left" custom_css_open_toggle="min-height:930px!important" global_colors_info="{}" toggle_font="|700|||||||" toggle_text_align="left" toggle_font_size="17px" closed_toggle_text_align="center"]<p><img src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/06/chloe.png" /></p>
<p><strong>Saving money is priority one</strong><br />Chloe is 25 years old and single. She’s healthy and has few medical needs aside from the occasional cold, so she wants to spend as little on health care as possible. She likes the idea of using a Health Savings Account (HSA)  to build a health care nest egg for future expenses.</p>
<p><strong>What is Chloe’s choice?</strong><br />After using ALEX, Chloe chooses the Banner Health Value Plan. Since preventive care is covered at 100% and she doesn’t anticipate any major health care expenses, Chloe opts for the lowest premiums to keep her out-of-pocket costs down. To save even more and pay nothing for premiums in 2025 for her team member-only coverage, Chloe participated in the <strong><a href="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/mywell-being" target="_blank" rel="noopener">2024 MyWell-Being Program</a></strong> <span>(Nov. 1, 2023 – Oct. 31, 2024) </span>and met the program’s requirements.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type="1_3" _builder_version="4.23.4" _module_preset="default" global_colors_info="{}"][et_pb_accordion db_closeable="on" db_initial_state="all_closed" open_toggle_text_color="#002a4e" closed_toggle_text_color="#002a4e" toggle_icon="&#x50;||divi||400" icon_color="#002a4e" admin_label="Mark and Jane" module_class="my_accordion" _builder_version="4.27.0" _module_preset="default" toggle_text_color="#002a4e" custom_css_free_form="h5.et_pb_toggle_title {||    padding: 0 !important;||    text-align: center !important;||}" border_radii="on|20px|20px|20px|20px" global_colors_info="{}"][et_pb_accordion_item title="SCENARIO 2: Mark & Jane" open="on" open_toggle_background_color="#FFFFFF" closed_toggle_background_color="#FFFFFF" icon_color="#002a4e" toggle_icon="&#x50;||divi||400" open_icon_color="#002a4e" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" text_orientation="left" custom_css_free_form="h5.et_pb_toggle_title {||    padding: 0 !important;||    text-align: center !important;||}" custom_css_open_toggle="min-height:930px!important" global_colors_info="{}" toggle_font="|700|||||||" toggle_text_align="left" toggle_font_size="17px" closed_toggle_text_align="center"]<p><img src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/06/mark-june.jpg" /></p>
<p><strong>Thinking about the future</strong><br />Mark and his wife Jane just turned 60 and are starting to think about retirement. They’re both healthy now, but they’ll likely need more health care services in the coming years.</p>
<p><strong>What is Mark and Jane’s choice?</strong><br />Mark and Jane decide that the Banner Health Premier Plan can best help them prepare for the future. They plan to fund their HSA with the premium savings, using the $900 Banner Health HSA contribution as a head start. The funds in their HSA will accumulate over time to help them save for the medical expenses they will face during retirement.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type="1_3" _builder_version="4.23.4" _module_preset="default" global_colors_info="{}"][et_pb_accordion db_closeable="on" db_initial_state="all_closed" open_toggle_text_color="#002a4e" closed_toggle_text_color="#002a4e" toggle_icon="&#x50;||divi||400" icon_color="#002a4e" admin_label="Mark and Jane" module_class="my_accordion" _builder_version="4.27.0" _module_preset="default" toggle_text_color="#002a4e" closed_toggle_font="|700|||||||" custom_css_free_form="h5.et_pb_toggle_title {||    padding: 0 !important;||    text-align: center !important;||}" border_radii="on|20px|20px|20px|20px" global_colors_info="{}"][et_pb_accordion_item title="SCENARIO 3: Leslie & Mario" open="on" open_toggle_background_color="#FFFFFF" closed_toggle_background_color="#FFFFFF" icon_color="#002a4e" toggle_icon="&#x50;||divi||400" open_icon_color="#002a4e" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" text_orientation="left" custom_css_free_form="h5.et_pb_toggle_title {||    padding: 0 !important;||    text-align: center !important;||}" custom_css_open_toggle="min-height:930px!important" global_colors_info="{}" toggle_font="|700|||||||" toggle_text_align="left" toggle_font_size="17px" closed_toggle_text_align="center"]<p><img src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/06/mario.jpg" /></p>
<p><strong>Looking for extra security</strong><br />Leslie covers her husband Mario and their two kids on her medical plan. Between the kids’ mishaps and another baby on the way, they use health care services often and anticipate hitting their annual deductible early in the year.</p>
<p><strong>What is Leslie and Mario’s choice?</strong><br />Leslie and Mario select the Banner Health Choice Plus Plan. Although this option has a higher premium, Leslie prefers the security of the lower deductible and knows that since they will meet their deductible this year, they will get the greatest benefit. Plus, Leslie can contribute to a Health Care Flexible Spending Account (FSA) and purchase eligible medical expenses tax-free for the remainder of the year.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" module_class="kmod2" _builder_version="4.25.2" background_color="#eef6fc" border_color_all="RGBA(255,255,255,0)" global_colors_info="{}"][et_pb_row _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Working Spouse Surcharge Policy" module_id="working-spouse-surcharge" _builder_version="4.25.2" text_text_color="#000000" background_layout="dark" custom_padding="0px||||false|false" global_colors_info="{}"]<p>Use these resources to help with your benefits questions:</p>
<ul>
<li>Ask ALEX: <strong><a href="https://start.myalex.com/bannerhealth" target="_blank" rel="noopener">myalex.com/bannerhealth</a></strong></li>
<li><strong><a href="http://myhr.bannerhealth.com/" target="_blank" rel="noopener">MyHR|Workday:</a></strong> Use the search box or make a selection in the Benefits application</li>
<li>MyBenefits Resource Center: 7 a.m. – 7 p.m. (MST), Monday – Friday at <span style="color: #0977b3;"><strong>833-849-9825</strong></span></li>
<li>Banner|Aetna Concierge Team:<span style="color: #0977b3;"><strong> 855-788-5803</strong></span></li>
</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="ASK ALEX - ENROLL NOW" module_class="kmod2" _builder_version="4.25.2" background_color="#212121" custom_margin="0px||0px||false|false" custom_padding="0px||0px||false|false" border_color_all="#212121" collapsed="on" global_colors_info="{}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.25.2" background_size="initial" background_position="top_left" background_repeat="repeat" custom_margin="-25px||-25px||false|false" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_button button_url="https://start.myalex.com/bannerhealth" url_new_window="on" button_text="ASK ALEX" button_alignment="center" _builder_version="4.25.2" _module_preset="default" custom_button="on" button_text_color="#FFFFFF" button_bg_color="#90bb39" button_border_width="1px" button_border_radius="20px" custom_css_main_element="width: 100%;" global_colors_info="{}" button_bg_color__hover_enabled="on|desktop" button_bg_color__hover="#a8ce5c" button_bg_enable_color__hover="on"][/et_pb_button][/et_pb_column][et_pb_column type="1_2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_button button_url="https://myhr.bannerhealth.com/" url_new_window="on" button_text="ENROLL NOW" button_alignment="center" _builder_version="4.25.2" _module_preset="default" custom_button="on" button_text_color="#FFFFFF" button_bg_color="#90bb39" button_border_width="1px" button_border_radius="20px" custom_css_main_element="width: 100%;" global_colors_info="{}" button_bg_color__hover_enabled="on|desktop" button_bg_color__hover="#a8ce5c" button_bg_enable_color__hover="on"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="FOOTER" _builder_version="4.25.2" _module_preset="default" background_color="#212121" collapsed="on" global_colors_info="{}"][et_pb_row column_structure="1_3,1_3,1_3" _builder_version="4.25.1" _module_preset="default" custom_margin="-40px||-33px||false|false" global_colors_info="{}"][et_pb_column type="1_3" _builder_version="4.25.1" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.27.0" _module_preset="default" global_colors_info="{}"]<span style="color: #e1e1e1;"><a href="https://start.myalex.com/bannerhealth" style="color: #e1e1e1;">Ask ALEX</a></span>
<span style="color: #e1e1e1;"><a href="http://myhr.bannerhealth.com/" style="color: #e1e1e1;">Enroll Now</a></span>
<span style="color: #e1e1e1;"><a href="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&action=wpfd&task=file.download&wpfd_category_id=14&wpfd_file_id=7473&token=&preview=1" style="color: #e1e1e1;">Residents &amp; Fellows</a></span>
<span style="color: #e1e1e1;">Benefits Resource Center: 833-849-9825</span>[/et_pb_text][/et_pb_column][et_pb_column type="1_3" _builder_version="4.25.1" _module_preset="default" global_colors_info="{}"][et_pb_search button_color="#b5b5b5" placeholder_color="#000000" _builder_version="4.25.1" _module_preset="default" form_field_background_color="#FFFFFF" form_field_text_color="#242424" form_field_focus_background_color="#ffffff" button_text_color="#FFFFFF" background_color="#FFFFFF" border_radii="on|4px|4px|4px|4px" border_color_all="#FFFFFF" global_colors_info="{}"][/et_pb_search][et_pb_text _builder_version="4.27.0" _module_preset="default" text_orientation="center" module_alignment="right" global_colors_info="{}"]<p style="text-align: center;">[printfriendly current='yes']</p>[/et_pb_text][/et_pb_column][et_pb_column type="1_3" _builder_version="4.25.1" _module_preset="default" global_colors_info="{}"][et_pb_image src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/06/logo-white.png" title_text="logo-white" _builder_version="4.25.1" _module_preset="default" width="60%" module_alignment="right" global_colors_info="{}"][/et_pb_image][et_pb_text _builder_version="4.27.0" _module_preset="default" custom_margin="-8px||||false|false" global_colors_info="{}"]<p style="text-align: right;"><img src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/08/awards-2.png" width="241" /></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]