<p><div class="et_pb_section et_pb_section_0 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_0">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_slider et_pb_slider_0 et_pb_slider_fullwidth_off">
				<div class="et_pb_slides">
					<div class="et_pb_slide et_pb_slide_0 et_pb_bg_layout_dark et_pb_media_alignment_center et-pb-active-slide" data-slide-id="et_pb_slide_0">
				
				
				<div class="et_pb_container clearfix">
					<div class="et_pb_slider_container_inner">
						
						<div class="et_pb_slide_description">
							<h2 class="et_pb_slide_title">Voluntary Benefits</h2>
							
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			</div>
			
				</div>
				
			</div>
			
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			</div><div id="pet-insurance" class="et_pb_with_border et_pb_section et_pb_section_1 kmod2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_1 my_accordion">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">These voluntary benefits are designed to complement your traditional benefit plans by supporting other areas of your life. Use these plans to support your pets, financial and legal wellness.</div>
			</div>
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			</div><div class="et_pb_row et_pb_row_2">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_0_wrapper et_pb_button_alignment_center et_pb_module  dbdb-icon-on-right dbdb-icon-on-hover">
				<a class="et_pb_button et_pb_button_0 et_pb_bg_layout_light" href="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&#038;action=wpfd&#038;task=file.download&#038;wpfd_category_id=15&#038;wpfd_file_id=7312&#038;token=&#038;preview=1" target="_blank">TEAM MEMBER PREMIUMS</a>
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			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_1_wrapper et_pb_button_alignment_center et_pb_module  dbdb-icon-on-right dbdb-icon-on-hover">
				<a class="et_pb_button et_pb_button_1 et_pb_bg_layout_light" href="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&#038;action=wpfd&#038;task=file.download&#038;wpfd_category_id=14&#038;wpfd_file_id=7473&#038;token=&#038;preview=1" target="_blank">RESIDENT AND FELLOW BENEFITS</a>
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			</div><div id="pet-insurance" class="et_pb_with_border et_pb_section et_pb_section_2 kmod2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_3 my_accordion">
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				<div class="et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">PetPartners<br />
Your pets are part of your family, so it’s important to your emotional and financial well-being to get them the care they need. PetPartners pet insurance, underwritten by Independence American Insurance Company, provides you reimbursement toward the cost of veterinary and pet health care expenses for your cats and dogs. It’s simple to use—take your pet to any licensed vet of your choice (no networks), submit a claim and get reimbursed for eligible expenses. Coverage is provided for accidents, injuries, illnesses, surgeries, medications and pre-existing conditions.* It even includes coverage for preventive care like vaccinations, parasite prevention and wellness exams, and there is no deductible for covered wellness services. Click here to learn more about PetPartners pet insurance.</div>
			</div>
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			</div><div class="et_pb_with_border et_pb_section et_pb_section_3 kmod2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_4 my_accordion">
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				<div class="et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Here’s a few things to know:</div>
			</div><div class="et_pb_module et_pb_accordion et_pb_accordion_0 my_accordion">
				
				
				
				
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				<h5 class="et_pb_toggle_title">What pets are eligible for coverage?</h5>
				<div class="et_pb_toggle_content clearfix">Dogs and cats at least eight weeks old up to 10 years old are eligible to enroll.</div>
			</div><div class="et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_1  et_pb_toggle_close">
				
				
				
				
				<h5 class="et_pb_toggle_title">Will my pets lose coverage due to age?</h5>
				<div class="et_pb_toggle_content clearfix">No. Your pet must be under 11 years old as of the policy effective date, but once your pet is enrolled, we will never cancel your pet’s coverage because of their age.</div>
			</div><div class="et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_2  et_pb_toggle_close">
				
				
				
				
				<h5 class="et_pb_toggle_title">Are wellness services covered under the plan?</h5>
				<div class="et_pb_toggle_content clearfix">Yes, the plan covers wellness items like vaccinations, routine testing, dental claims related to accidents and trauma, spaying/neutering and microchipping.</div>
			</div><div class="et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_3  et_pb_toggle_close">
				
				
				
				
				<h5 class="et_pb_toggle_title">What veterinarians can I visit?</h5>
				<div class="et_pb_toggle_content clearfix">Visit any licensed veterinarian or veterinarian clinic. Simply pay for the service, then submit a claim and get reimbursed for eligible expenses.</div>
			</div><div class="et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_4  et_pb_toggle_close">
				
				
				
				
				<h5 class="et_pb_toggle_title">After enrolling my pet in coverage, what should I do?</h5>
				<div class="et_pb_toggle_content clearfix">Log in to your pet portal to add your pet’s information.</div>
			</div><div class="et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_5  et_pb_toggle_close">
				
				
				
				
				<h5 class="et_pb_toggle_title">Can I receive coverage if my pet has pre-existing conditions?</h5>
				<div class="et_pb_toggle_content clearfix">Yes! PetPartners offers coverage for pre-existing conditions on Accident and Illness plans after a 12-month waiting period. We cover commonly excluded conditions such as cancer, urinary tract infections, chronic ear infections, gastrointestinal issues and more. Contact the Customer Care team at 800-956-2495 or mypolicy@petpartners.com.</div>
			</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">*Pre-existing condition coverage may require a 365-day waiting period. Waiting period may be waived with prior coverage for Accident and Illness plans. Participation in this plan is voluntary and not subject to ERISA.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Here’s how PetPartners<br />
pet insurance works:</p>
<p>	Visit your vet (or any licensed vet or clinic)<br />
	Pay your vet then submit a claim<br />
	Get reimbursed for eligible expenses</div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_2_wrapper et_pb_button_alignment_center et_pb_module  dbdb-icon-on-right dbdb-icon-on-hover">
				<a class="et_pb_button et_pb_button_2 et_pb_bg_layout_light" href="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&#038;action=wpfd&#038;task=file.download&#038;wpfd_category_id=10&#038;wpfd_file_id=7954&#038;token=b310b1d9d70bc6beb1cfe853cbe47309&#038;preview=1" target="_blank">PET PARTNERS</a>
			</div><div class="et_pb_module et_pb_image et_pb_image_0">
				
				
				
				
				<span class="et_pb_image_wrap "><img fetchpriority="high" decoding="async" width="652" height="642" src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/pp-1.jpg" alt="" title="Screenshot" srcset="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/pp-1.jpg 652w, https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/pp-1-480x473.jpg 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 652px, 100vw" class="wp-image-6746" /></span>
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			</div><div id="metlife-legal" class="et_pb_with_border et_pb_section et_pb_section_4 kmod2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_5 my_accordion">
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				<div class="et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">MetLife Legal Plans<br />
Quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. For $6 per paycheck, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events, such as:</p>
<p>Getting married<br />
Starting a family<br />
Sending kids off to college<br />
Caregiving for aging parents<br />
Civil litigation and incompetency defense<br />
Adoption and legitimization (contested)<br />
Protection from domestic violence<br />
And more</p>
<p>&nbsp;<br />
To learn more, visit info.legalplans.com and enter access code 3090010 or call 800-821-6400, 8 a.m. – 8 p.m. (MST), Monday through Friday.<br />
&nbsp;</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_3 et_pb_column_8  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_1">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="616" height="610" src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/1.jpg" alt="" title="1" srcset="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/1.jpg 616w, https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/1-480x475.jpg 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 616px, 100vw" class="wp-image-6658" /></span>
			</div><div class="et_pb_button_module_wrapper et_pb_button_3_wrapper et_pb_button_alignment_center et_pb_module  dbdb-icon-on-right dbdb-icon-on-hover">
				<a class="et_pb_button et_pb_button_3 et_pb_bg_layout_light" href="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-admin/admin-ajax.php?juwpfisadmin=false&#038;action=wpfd&#038;task=file.download&#038;wpfd_category_id=10&#038;wpfd_file_id=7474&#038;token=&#038;preview=1" target="_blank">METLIFE LEGAL PLAN OVERVIEW</a>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_6 my_accordion">
				<div class="et_pb_column et_pb_column_2_5 et_pb_column_9  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_6  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><div id="footable_parent_7032"
         class=" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table">
                <table data-ninja_table_instance="ninja_table_instance_0" data-footable_id="7032" data-filter-delay="1000" aria-label="MetLife"            id="footable_7032"
           data-unique_identifier="ninja_table_unique_id_823167953_7032"
           class=" foo-table ninja_footable foo_table_7032 ninja_table_unique_id_823167953_7032 ui table  nt_type_legacy_table selectable striped vertical_centered ninja_custom_color inverted footable-paging-right ninja_table_search_disabled ninja_table_pro">
                <colgroup>
                            <col class="ninja_column_0 ">
                            <col class="ninja_column_1 ">
                            <col class="ninja_column_2 ">
                    </colgroup>
        <thead>
<tr class="footable-header">
                                                        <th scope="col"  class="ninja_column_0 ninja_clmn_nm_blank  ">Covered Services</th><th scope="col"  class="ninja_column_1 ninja_clmn_nm_benefit ">Without Plan</th><th scope="col"  class="ninja_column_2 ninja_clmn_nm_vendor ">Average Annual Cost<br>with Plan</th></tr>
</thead>
<tbody>

        <tr data-row_id="157" class="ninja_table_row_0 nt_row_id_157">
            <td><b>Legal contract review</b></td><td>$1,173</td><td>$0 out of pocket </td>        </tr>
            <tr data-row_id="154" class="ninja_table_row_1 nt_row_id_154">
            <td><b>Traffic ticket defense</td><td>$3,519</td><td>$0 out of pocket  </td>        </tr>
            <tr data-row_id="158" class="ninja_table_row_2 nt_row_id_158">
            <td><b>Will, living will, power of attorney</b></td><td>$782</td><td>$13 per month</td>        </tr>
            <tr data-row_id="164" class="ninja_table_row_3 nt_row_id_164">
            <td><b>Total cost</b></td><td>$1,564</td><td>$0 out of pocket</td>        </tr>
    </tbody><!--ninja_tobody_rendering_done-->
    </table>
    
    
    
</div>
</div>
			</div>
			</div><div class="et_pb_column et_pb_column_3_5 et_pb_column_10  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_7  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				
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			</div><div id="id-theft" class="et_pb_with_border et_pb_section et_pb_section_5 kmod2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_7 my_accordion">
				<div class="et_pb_column et_pb_column_1_3 et_pb_column_11  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_2">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="616" height="610" src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/2.jpg" alt="" title="2" srcset="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/2.jpg 616w, https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/07/2-480x475.jpg 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 616px, 100vw" class="wp-image-6659" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_8  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">With this program, you’ll have access to a mobile app with one-touch, 24/7 assistance from a knowledgeable Resolution Center Support Team that will work with you until your issues are completely resolved.</div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_4_wrapper et_pb_button_alignment_center et_pb_module  dbdb-icon-on-right dbdb-icon-on-hover">
				<a class="et_pb_button et_pb_button_4 et_pb_bg_layout_light" href="https://www.experian.com" target="_blank">VISIT EXPERIAN.COM</a>
			</div>
			</div><div class="et_pb_column et_pb_column_2_3 et_pb_column_12  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_9  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Financial Wellness and Identity Theft Protection with Experian<br />
Rest easy knowing your online and financial health is being looked out for. With the Financial Wellness with Identity Protection plan through Experian, you’ll get access to a variety of tools to improve your financial wellness, plus active identity monitoring and protection. The online financial management center connects all your accounts in one place and provides insights to help you reach your goals. The Identity Theft Protection Program monitors:</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_10  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">	Your credit<br />
	Social Security number<br />
	Bank account<br />
	Credit cards<br />
	Court records<br />
	Dark web<br />
	Data breaches</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_11  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">The Financial Wellness Program includes: </p>
<p>Personalized financial insights and recommendations to help you achieve your goals and improve your credit<br />
Automated budgeting and cash flow management tools powered by AI<br />
Real-time credit alerts and easy disputes<br />
Device protection services: Secure VPN, Password Manager, Safe Browser<br />
Credit monitoring with real time alerts and CreditLock<br />
Social media and child monitoring</p>
<p>&nbsp;<br />
&nbsp;</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div id="long-term-care" class="et_pb_with_border et_pb_section et_pb_section_6 kmod2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_8 my_accordion">
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				<div class="et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Long-term care insurance<br />
Prepare for the future with long-term care insurance<br />
Fortify the future for you and your family. Home health care, assisted living and nursing home care can be costly. Long-term care insurance through Legacy Services can provide an extra layer of security in the next season of life. Learn the ins and outs through education seminars, chat with an expert about the application process and costs and view sample pricing for both traditional- and hybrid-care options. A member of Legacy Services walks through the following topics for team members, spouses and extended family: </p>
<p>Determining coverage options, price comparisons and plan details<br />
Potential tax advantages<br />
The costs of long-term care<br />
Whether long-term care insurance is the right option<br />
The application and underwriting process</p>
<p>You may apply any time during the year. Applicants must be age 18 – 79 and reside in the U.S. Eligible applicants include all team members, spouses/partners and extended family members. Acceptance is not guaranteed. An application covering health history must be completed.Questions? Visit legacyltci.com.</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_14  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_cta_0 et_pb_promo  et_pb_text_align_center et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_promo_description"><div>Contact Legacy Services to schedule your comprehensive phone consultation at 800-230-3398 or online at legacyltci.com/phone-consultation. When you schedule a phone consultation, Legacy will email you personal price sheets comparing the top traditional and hybrid policies. For sample pricing, visit legacyltci.com/sample-pricing.</div></div>
				
			</div><div class="et_pb_module et_pb_image et_pb_image_3">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="998" height="520" src="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/09/ltc-new.jpg" alt="" title="ltc-new" srcset="https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/09/ltc-new.jpg 998w, https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/09/ltc-new-980x511.jpg 980w, https://lsk.yzp.mybluehost.me/website_bb9f9e7d/wp-content/uploads/2024/09/ltc-new-480x250.jpg 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 998px, 100vw" class="wp-image-7422" /></span>
			</div>
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			</div>
				
				
			</div><div class="et_pb_with_border et_pb_section et_pb_section_7 kmod2 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_9">
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				<div class="et_pb_button_module_wrapper et_pb_button_5_wrapper et_pb_button_alignment_center et_pb_module  dbdb-icon-on-right dbdb-icon-on-hover">
				<a class="et_pb_button et_pb_button_5 et_pb_bg_layout_light" href="https://start.myalex.com/bannerhealth" target="_blank">ASK ALEX</a>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_16  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_button_module_wrapper et_pb_button_6_wrapper et_pb_button_alignment_center et_pb_module  dbdb-icon-on-right dbdb-icon-on-hover">
				<a class="et_pb_button et_pb_button_6 et_pb_bg_layout_light" href="https://myhr.bannerhealth.com/" target="_blank">ENROLL NOW</a>
			</div>
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			</div>
				
				
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