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							<h2 class="et_pb_slide_title">Dental through Cigna</h2>
							
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				<div class="et_pb_text_inner">Shaping a healthy smile<br />
Dental health goes beyond a pretty smile. Banner Health offers three different dental plans through Cigna. Each plan offers different coverage levels and costs to fit your unique needs. </p>
<p>To get the most out of your dental benefits, select a provider within your plan&#8217;s network. </div>
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				<h5 class="et_pb_toggle_title">COMPREHENSIVE</h5>
				<div class="et_pb_toggle_content clearfix">This dental health maintenance organization (DHMO) plan has the lowest premiums, no deductibles and no annual maximums. You pay a flat copay amount based on the covered service. You must select a general dentist from the DHMO network who will refer you to dental specialists as needed. There is no coverage for care from non-DHMO providers.This plan is only offered based on the availability of network providers near your home ZIP code. If you move out of the network area, you will need to change plans. (If your home ZIP code has DHMO providers, this option will be displayed in Workday System during enrollment.)</div>
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				<h5 class="et_pb_toggle_title">VALUE</h5>
				<div class="et_pb_toggle_content clearfix">This dental preferred provider option (DPPO) plan has deductibles for most services, and you pay a percentage of the costs for covered services. You may go to any dentist; however, you will receive discounted rates at a DPPO network provider. This plan does not include orthodontia coverage.</div>
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				<h5 class="et_pb_toggle_title">PREMIER</h5>
				<div class="et_pb_toggle_content clearfix">This DPPO plan has the highest premiums but offers the most coverage. It is similar to the Value Dental Plan, but also includes coverage for orthodontia and has higher annual maximums.</div>
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				<div class="et_pb_code_inner"><div id="footable_parent_6048"
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                                                                                        <th scope="col"  class="ninja_column_0 ninja_clmn_nm_blank  "></th><th scope="col"  class="ninja_column_1 ninja_clmn_nm_benefit ">COMPREHENSIVE DENTAL PLAN<br>(DHMO)*</th><th scope="col" colspan="2" class="ninja_column_2 ninja_clmn_nm_vendor ">VALUE<br>DENTAL PLAN<br>(PPO)</th><td class="ninja_temp_cell"></td><th scope="col" colspan="2" class="ninja_column_4 ninja_clmn_nm_value_dental_plan_ppo ">PREMIER<br>DENTAL PLAN<br>(PPO)</th><td class="ninja_temp_cell"></td></tr>
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        <tr data-row_id="64" class="ninja_table_row_0 nt_row_id_64">
            <td></td><td>Network provider</td><td>Network provider</td><td>Out-of-network provider</td><td>Network provider</td><td>Out-of-network provider</td>        </tr>
            <tr data-row_id="79" class="ninja_table_row_1 nt_row_id_79">
            <td><b>Choice of dentists</b></td><td>You must choose a general dentist from the Network Provider list to manage your dental care. If you need specialty care, your general dentist gives you a referral to another dentist in the DHMO network. Out-of-network benefits are not offered with this plan.</td><td colspan="2">You may go to any dentist; however, you will receive discounted rates at a Network Provider.</td><td class="ninja_temp_cell"></td><td colspan="2">You may go to any dentist; however, you will receive discounted rates at a Network Provider.</td><td class="ninja_temp_cell"></td>        </tr>
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            <td><b>Annual deductible</b><br>(waived for preventive care, routine cleaning, X-rays)</td><td>No deductibles</td><td colspan="2">$50 per person $150 family</td><td class="ninja_temp_cell"></td><td colspan="2">$50 per person $150 family</td><td class="ninja_temp_cell"></td>        </tr>
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            <td><b>Routine exam, cleaning and X-rays</td><td>Covered at 100%</td><td colspan="2">Covered at 100%</td><td class="ninja_temp_cell"></td><td colspan="2">Covered at 100%</td><td class="ninja_temp_cell"></td>        </tr>
            <tr data-row_id="76" class="ninja_table_row_4 nt_row_id_76">
            <td><b>Basic restorative care benefit</td><td>The DHMO is a copay plan. When you get a dental service, your dentist is allowed to charge a certain amount; you pay a fixed portion of that cost and the plan pays the rest.</td><td>You pay 10% after deductible</td><td>You pay 30% after deductible</td><td>You pay 10% after deductible</td><td>You pay 30% after deductible</td>        </tr>
            <tr data-row_id="66" class="ninja_table_row_5 nt_row_id_66">
            <td><b>Major restorative care benefit</td><td>The DHMO is a copayment plan. When you get a dental service, your dentist is allowed to charge a certain amount; you pay a fixed portion of that cost and the plan pays the rest.</td><td>You pay 20% after deductible</td><td>You pay 50% after deductible</td><td>You pay 20% after deductible</td><td>You pay 50% after deductible</td>        </tr>
            <tr data-row_id="67" class="ninja_table_row_6 nt_row_id_67">
            <td><b>Orthodontia</td><td>Covered</td><td colspan="2">Not Covered</td><td class="ninja_temp_cell"></td><td>You pay 50%, $2,500 lifetime benefit maximum</td><td>You pay 50%, $1,500 lifetime benefit maximum</td>        </tr>
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            <td><b>Annual maximum benefit</td><td>No annual maximum</td><td>$1,500 per member</td><td>$1,000 per member</td><td>$2,500 per member (orthodontia is separate)</td><td>$2,000 per member (orthodontia is separate)</td>        </tr>
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				<div class="et_pb_text_inner">*The dental plans pay based on Reasonable and Customary (R&amp;C) limits.</div>
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				<div class="et_pb_text_inner">NOTE: If you participate in the MyWell-Being Program, you can earn the Comprehensive Dental Plan at no cost for team member-only coverage. Team members in non-DHMO service areas will receive a $10 monthly credit.</div>
			</div>
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				<div class="et_pb_text_inner">Find a contracted dental provider<br />
Visit my.cigna.com, call 800-244-6224 or use the myCigna app available in the Apple App Store or Google Play.</div>
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				<div class="et_pb_text_inner">Take the Cigna<br />
Dental quiz<br />
Can’t decide? Answer a few questions to find the plan that’s right for you.</div>
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