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                                                                                        <th scope="col"  class="ninja_column_0 ninja_clmn_nm_blank  "></th><th scope="col"  class="ninja_column_1 ninja_clmn_nm_benefit ">COMPREHENSIVE DENTAL PLAN<br>(DHMO)*</th><th scope="col" colspan="2" class="ninja_column_2 ninja_clmn_nm_vendor ">VALUE<br>DENTAL PLAN<br>(PPO)</th><td class="ninja_temp_cell"></td><th scope="col" colspan="2" class="ninja_column_4 ninja_clmn_nm_value_dental_plan_ppo ">PREMIER<br>DENTAL PLAN<br>(PPO)</th><td class="ninja_temp_cell"></td></tr>
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        <tr data-row_id="64" class="ninja_table_row_0 nt_row_id_64">
            <td></td><td>Network provider</td><td>Network provider</td><td>Out-of-network provider</td><td>Network provider</td><td>Out-of-network provider</td>        </tr>
            <tr data-row_id="79" class="ninja_table_row_1 nt_row_id_79">
            <td><b>Choice of dentists</b></td><td>You must choose a general dentist from the Network Provider list to manage your dental care. If you need specialty care, your general dentist gives you a referral to another dentist in the DHMO network. Out-of-network benefits are not offered with this plan.</td><td colspan="2">You may go to any dentist; however, you will receive discounted rates at a Network Provider.</td><td class="ninja_temp_cell" data-colspan="#colspan#"></td><td colspan="2">You may go to any dentist; however, you will receive discounted rates at a Network Provider.</td><td class="ninja_temp_cell" data-colspan="#colspan#"></td>        </tr>
            <tr data-row_id="74" class="ninja_table_row_2 nt_row_id_74">
            <td><b>Annual deductible</b><br>(waived for preventive care, routine cleaning, X-rays)</td><td>No deductibles</td><td colspan="2">$50 per person $150 family</td><td class="ninja_temp_cell" data-colspan="#colspan#"></td><td colspan="2">$50 per person $150 family</td><td class="ninja_temp_cell" data-colspan="#colspan#"></td>        </tr>
            <tr data-row_id="75" class="ninja_table_row_3 nt_row_id_75">
            <td><b>Routine exam, cleaning and X-rays</td><td>Covered at 100%</td><td colspan="2">Covered at 100%</td><td class="ninja_temp_cell" data-colspan="#colspan#"></td><td colspan="2">Covered at 100%</td><td class="ninja_temp_cell" data-colspan="#colspan#"></td>        </tr>
            <tr data-row_id="76" class="ninja_table_row_4 nt_row_id_76">
            <td><b>Basic restorative care benefit</td><td>The DHMO is a copay plan. When you get a dental service, your dentist is allowed to charge a certain amount; you pay a fixed portion of that cost and the plan pays the rest.</td><td>You pay 10% after deductible</td><td>You pay 30% after deductible</td><td>You pay 10% after deductible</td><td>You pay 30% after deductible</td>        </tr>
            <tr data-row_id="66" class="ninja_table_row_5 nt_row_id_66">
            <td><b>Major restorative care benefit</td><td>The DHMO is a copayment plan. When you get a dental service, your dentist is allowed to charge a certain amount; you pay a fixed portion of that cost and the plan pays the rest.</td><td>You pay 20% after deductible</td><td>You pay 50% after deductible</td><td>You pay 20% after deductible</td><td>You pay 50% after deductible</td>        </tr>
            <tr data-row_id="67" class="ninja_table_row_6 nt_row_id_67">
            <td><b>Orthodontia</td><td>Covered</td><td colspan="2">Not Covered</td><td class="ninja_temp_cell" data-colspan="#colspan#"></td><td>You pay 50%, $2,500 lifetime benefit maximum</td><td>You pay 50%, $1,500 lifetime benefit maximum</td>        </tr>
            <tr data-row_id="68" class="ninja_table_row_7 nt_row_id_68">
            <td><b>Annual maximum benefit</td><td>No annual maximum</td><td>$1,500 per member</td><td>$1,000 per member</td><td>$2,500 per member (orthodontia is separate)</td><td>$2,000 per member (orthodontia is separate)</td>        </tr>
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